Preheat oven to 375 degrees F. Line muffin tins with paper liners.
With an electric mixer beat the cream cheese add the butter and mix together. Add the sugar and blend in. Add the egg and beat in. Next, add the milk and blend in.
Sift together the flour, baking powder, baking soda, cinnamon, and salt. Add the flour mixture to the wet ingredients and mix just until mixed together. Do not over mix.
Fold in the apples and pecans. Fill muffin tins about 3/4 of the way full.
Place in the preheated oven and bake 18 to 20 minutes or until muffins are lightly brown. Remove from the oven and cool completely on a cooling rack.
Notes
These muffins freeze nicely. For a quick thaw place the muffin in the microwave and under defrost microwave for 20 to 30 seconds.